top of page
Mortgage Interest Rates - 08/29/2025*
(as of 10:00am)

Conv 30 Year Fixed

5.990%

6.240% - APR

​

​

FHA 30 Year Fixed

5.375%

5.625% - APR

Conv 15 Year Fixed

4.990%

5.240% - APR

​

VA 30 Year Fixed

5.500%

5.750% - APR

Conv Cash Out

6.250%

6.500% - APR

​

Investment Property 

6.250%

6.500% - APR

​

US Prime Rate

7.50%

​

Conventional Loans

  • ​The conventional rates listed apply to clients with a credit score of 780 or higher.

  • Maximum loan amount for conventional loans is $806,500.

  • Proof of monthly income is required.

  • Private Mortgage Insurance (PMI) is required when the loan-to-value (LTV) exceeds 80%.

  • Listed rates are par rates.

  • Cash-out refinances available up to 89.99% LTV, subject to approval.

​​

FHA Loans

  • Rates based on a minimum credit score of 680.

  • We can go as low as 500 on credit score. 

  • Minimum down payment: 3.5%.

  • Mortgage insurance is required.

​​

VA Loans

  • Rates based on a minimum credit score of 680.

​​

Additional Loan Options


We offer a variety of loan programs, including specialized solutions for self-employed borrowers. Contact us by phone or email to discuss your unique needs and find the best loan for you.

​

Note: Rates are subject to change without notice.

Top 1%.png
  • Instagram
  • Facebook

326 Apricot Grove 
Kaysville, Utah 84037
bryan@ashbyfinancialgroup.com

equal-housing-opportunity-logo-1200w.jpg
801-294-6179

© 2000 - 2025 by Ashby Financial Group, LC

NMLS#: 1461262

State License#: 9696875-NMLC

bottom of page