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Mortgage Interest Rates - 04/25/2025*
(as of 9:40am)

Conv 30 Year Fixed

6.375%

6.625% - APR

FHA 30 Year Fixed

5.750%

6.000% - APR

Conv 15 Year Fixed

5.490%

5.740% - APR

VA 30 Year Fixed

5.875%

6.075% - APR

Conv Cash Out

6.625%

6.875% - APR

Investment Property 

6.625%

6.875% - APR

US Prime Rate

7.50%

The conventional rates stated above are applicable to clients with a credit score of 780 or higher. All conventional loan amounts must not exceed $806,500. Must prove monthly income. Private mortgage insurance will be required when loan to value is greater than 80%.

Rates listed are par rates.

Cash out refinances may reach up to 89.99% of the home value, subject to approval.

FHA rate listed is based on a 680 credit score or higher. Minimum required down payment is 3.5%. Mortgage insurance required.

VA rate listed is based on a 680 credit score or higher. 

 

We offer various loan programs, including options for the self-employed. Please contact us via phone or email with your specific situation, and we'll help you find the right loan program!

 

Rates are subject to change without notice. 

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326 Apricot Grove 
Kaysville, Utah 84037
bryan@ashbyfinancialgroup.com

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801-294-6179

© 2000 - 2025 by Ashby Financial Group, LC

NMLS#: 1461262

State License#: 9696875-NMLC

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