Mortgage Interest Rates - 08/01/2025*
(as of 3:30pm)
Conv 30 Year Fixed
6.125%
6.375% - APR
FHA 30 Year Fixed
5.625%
5.875% - APR
Conv 15 Year Fixed
5.250%
5.500% - APR
VA 30 Year Fixed
5.750%
5.950% - APR
Conv Cash Out
6.490%
6.740% - APR
Investment Property
6.375%
6.625% - APR
US Prime Rate
7.50%
Conventional Loans
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The conventional rates listed apply to clients with a credit score of 780 or higher.
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Maximum loan amount for conventional loans is $806,500.
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Proof of monthly income is required.
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Private Mortgage Insurance (PMI) is required when the loan-to-value (LTV) exceeds 80%.
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Listed rates are par rates.
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Cash-out refinances available up to 89.99% LTV, subject to approval.
FHA Loans
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Rates based on a minimum credit score of 680.
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We can go as low as 500 on credit score.
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Minimum down payment: 3.5%.
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Mortgage insurance is required.
VA Loans
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Rates based on a minimum credit score of 680.
Additional Loan Options
We offer a variety of loan programs, including specialized solutions for self-employed borrowers. Contact us by phone or email to discuss your unique needs and find the best loan for you.
Note: Rates are subject to change without notice.
