Mortgage Interest Rates - 12/12/2025*
(as of 9:30am)
Conv 30 Year Fixed
5.875%
6.101% - APR
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VA 30 Year Fixed
5.375%
5.575% - APR
Conv Cash Out
6.000%
6.240% - APR
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FHA 30 Year Fixed
5.375%
5.575% - APR
Investment Home
6.125%
6.340% - APR
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US Prime Rate
6.750%
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Conventional Loans
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​The conventional rates listed require minimum credit score of 780 or higher.
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Maximum loan amount for conventional loans is $832,750.
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Proof of monthly income is required.
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Private Mortgage Insurance (PMI) is required when the loan-to-value (LTV) exceeds 80%.
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Listed rates are par rates.
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Cash-out refinances available up to 89.99% LTV, subject to approval.
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FHA Loans
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Rates based on a minimum credit score of 680.
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We can go as low as 500 on credit score.
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Minimum down payment: 3.5%.
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Mortgage insurance is required.
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VA Loans
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Rates based on a minimum credit score of 680.
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Investment Property
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25% down payment.
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780 Credit Score
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We allow for 20% down. Call us for the interest rate.
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Additional Loan Options
We offer a variety of loan programs, including specialized solutions for self-employed borrowers. Contact us by phone or email to discuss your unique needs and find the best loan for you.
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Note: Rates are subject to change without notice.
